SBA 7(a)/504 FOIA · FY1991–PRESENT · NEVADA
DAIRY QUEEN franchise in Nevada: what the public record shows
Franchisees of DAIRY QUEEN in Nevada have taken 32 SBA loans in the FY1991–present FOIA files (average $366,464). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. DAIRY QUEEN's national ratio is 0.6×.
Loans in NV
32
Charged off (all years)
6 of 27
Loss ratio in NV
—
Loss ratio nationally
0.6×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NV. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
Businesses in this industry
6,171
statewide, all operators
Per 100k residents
188.9
national 179.9
Versus the country
+5%
denser
Every business in DAIRY QUEEN's industry operating in Nevada — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$598
Nevada, BLS QCEW 2025
National average
$537
same industry, all states
Versus the country
+11%
costlier to staff
What DAIRY QUEEN's industry actually pays workers in Nevada, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in NV | Charged off (all years) | Loss ratio in NV | Units in NV |
|---|---|---|---|---|
| Subway | 37 | 2 of 27 | — | 164 |
| Tropical Smoothie Cafe | 22 | 8 of 17 | — | 23 |
| Port of Subs | 21 | 2 of 17 | — | — |
| Quiznos | 16 | 1 of 12 | — | — |
| Jimmy John's | 15 | 1 of 12 | — | — |
| Cold Stone Creamery | 14 | 4 of 11 | — | — |
| Blimpie | 13 | 5 of 9 | — | — |
| Papa Murphy'S | 13 | 0 of 12 | — | — |
| Firehouse Subs | 12 | 0 of 8 | — | 12 |
| Wienerschnitzel | 11 | 2 of 5 | — | — |
| Capriotti'S Sandwich Shop | 10 | 0 of 7 | — | — |
| Wetzel'S Pretzel | 10 | 0 of 6 | — | — |
Other systems in DAIRY QUEEN's sector whose franchisees borrowed in Nevada. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing DAIRY QUEEN’s numbers, including talking you out of a bad deal.