SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA
Domino's Pizza franchise in Florida: what the public record shows
Franchisees of Domino's Pizza in Florida have taken 91 SBA loans since 1991 (average $299,858), and of the 66 loans whose story has ended, 6.1% were charged off — versus 9.4% for Domino's Pizza nationally and 14.8% across all rateable franchise brands.
Loans in FL
91
Resolved
66
Local charge-off
6.1%
National charge-off
9.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
38,729
statewide, all operators
Per 100k residents
165.7
national 179.9
Versus the country
-8%
thinner
Every business in Domino's Pizza's industry operating in Florida — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in FL | Local charge-off | Units in FL |
|---|---|---|---|
| Quiznos | 163 | 40.7% | — |
| Dunkin Donuts/Baskin-Robbins Co-Brand | 155 | 8.9% | — |
| Culver's | 113 | 0.0% | — |
| Tropical Smoothie Cafe | 96 | 18.6% | 217 |
| Cold Stone Creamery | 86 | 26.3% | — |
| Smoothie King (Health Food Store) | 74 | 14.6% | — |
| Zaxby's | 74 | 2.0% | — |
| Jimmy John's | 65 | 14.3% | — |
| Cicis Pizza | 64 | 38.6% | — |
| Marco's Pizza | 61 | 8.3% | — |
| Planet Smoothie | 42 | 16.1% | — |
| Miami Subs (Formerly Mr Submarine) | 41 | 29.4% | — |
Same sector, same state, same public records — how Domino's Pizza compares to the systems a buyer in Florida would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Domino's Pizza's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →