SBA 7(a)/504 FOIA · FY1991–PRESENT · MASSACHUSETTS
Domino's Pizza franchise in Massachusetts: what the public record shows
Franchisees of Domino's Pizza in Massachusetts have taken 52 SBA loans since 1991 (average $409,861), and of the 35 loans whose story has ended, 8.6% were charged off — versus 9.4% for Domino's Pizza nationally and 14.8% across all rateable franchise brands.
Loans in MA
52
Resolved
35
Local charge-off
8.6%
National charge-off
9.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
14,561
statewide, all operators
Per 100k residents
204
national 179.9
Versus the country
+13%
denser
Every business in Domino's Pizza's industry operating in Massachusetts — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$636
Massachusetts, BLS QCEW 2025
National average
$537
same industry, all states
Versus the country
+18%
costlier to staff
What Domino's Pizza's industry actually pays workers in Massachusetts, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in MA | Local charge-off | Units in MA |
|---|---|---|---|
| Honey Dew Donuts | 63 | 13.0% | — |
| Quiznos | 44 | 31.4% | — |
| Dunkin Donuts/Baskin-Robbins Co-Brand | 36 | 0.0% | — |
| Ben & Jerry'S Ice Cream | 19 | 6.3% | — |
| Tropical Smoothie Cafe | 17 | thin | 30 |
| Orange Leaf | 10 | 40.0% | — |
| Cold Stone Creamery | 9 | thin | — |
| Boston Market | 7 | thin | — |
| Carvel Ice Cream | 6 | thin | — |
| Moe'S Sw Grill | 6 | thin | — |
| Papa Johns | 6 | thin | — |
| Auntie Ann'S (Soft Pretzels) | 5 | thin | — |
Same sector, same state, same public records — how Domino's Pizza compares to the systems a buyer in Massachusetts would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Domino's Pizza's numbers, including talking you out of a bad deal.