FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · VIRGINIA

Dunkin Donuts/Baskin-Robbins Co-Brand franchise in Virginia: what the public record shows

Franchisees of Dunkin Donuts/Baskin-Robbins Co-Brand in Virginia have taken 27 SBA loans since 1991 (average $403,759), and of the 16 loans whose story has ended, 6.3% were charged off — versus 7.1% for Dunkin Donuts/Baskin-Robbins Co-Brand nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Virginiavs national

Loans in VA

27

Resolved

16

Local charge-off

6.3%

National charge-off

7.1%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = VA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Virginia vs nationalTypical density

Businesses in this industry

15,756

statewide, all operators

Per 100k residents

178.8

national 179.9

Versus the country

-1%

thinner

Every business in Dunkin Donuts/Baskin-Robbins Co-Brand's industry operating in Virginia — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Virginia12 systems
SystemLoans in VALocal charge-offUnits in VA
Tropical Smoothie Cafe708.6%124
Quiznos5932.6%
Cold Stone Creamery4421.9%
Jimmy John's3112.0%
Cicis Pizza2123.5%
Marco's Pizza21thin
Nothing Bundt Cakes18thin
Bruster'S170.0%
Domino's Pizza170.0%
DUCK DONUTS17thin
Blimpie1616.7%
Zaxby's14thin

Same sector, same state, same public records — how Dunkin Donuts/Baskin-Robbins Co-Brand compares to the systems a buyer in Virginia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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