SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA
ECONO LODGE franchise in Georgia: what the public record shows
Franchisees of ECONO LODGE in Georgia have taken 61 SBA loans in the FY1991–present FOIA files (average $1,305,848). Those approved through FY2020 defaulted at a rate not clearly different from franchise loans made in the same years nationally: 3 charge-offs among 32 resolved loans, where about 4.7 would be expected (0.6×). ECONO LODGE's national ratio is 0.7×. Its latest FDD Item 20 state table reports 51 franchised outlets in Georgia (fiscal 2025) — about 0.46 per 100k residents.
Loans in GA
61
Charged off (all years)
3 of 33
Loss ratio in GA (not clear)
0.6×
Loss ratio nationally
0.7×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 55 | — |
| 2024 | 55 | — |
| 2025 | 51 | — |
| System | Loans in GA | Charged off (all years) | Loss ratio in GA | Units in GA |
|---|---|---|---|---|
| Days Inn | 140 | 11 of 98 | 0.8×NOT CLEAR | — |
| QUALITY INN | 88 | 3 of 45 | 0.6×NOT CLEAR | 98 |
| Super 8 | 86 | 13 of 59 | 1.4×NOT CLEAR | — |
| Comfort Inn | 70 | 6 of 49 | 0.9×NOT CLEAR | — |
| Best Western Inn | 60 | 4 of 40 | 0.8×NOT CLEAR | — |
| Hampton Inns | 57 | 3 of 32 | 0.7×NOT CLEAR | — |
| Motel 6 | 49 | 0 of 25 | — | — |
| Country Inn | 45 | 5 of 27 | — | 36 |
| Holiday Inn Express | 43 | 7 of 25 | — | — |
| Red Roof Inn | 42 | 3 of 28 | — | — |
| Baymont Inn & Suites | 40 | 2 of 18 | — | — |
| La Quinta Inn | 39 | 3 of 21 | — | — |
Other systems in ECONO LODGE's sector whose franchisees borrowed in Georgia. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
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