FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA

ECONO LODGE franchise in Georgia: what the public record shows

Franchisees of ECONO LODGE in Georgia have taken 61 SBA loans since 1991 (average $1,305,847), and of the 33 loans whose story has ended, 9.1% were charged off — versus 10.6% for ECONO LODGE nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 51 franchised outlets in Georgia (fiscal 2025) — about 0.46 per 100k residents.

SBA loan outcomes · Georgiavs national

Loans in GA

61

Resolved

33

Local charge-off

9.1%

National charge-off

10.6%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Franchised outlets in Georgia · FDD Item 20-4 over the disclosed window
Fiscal yearFranchisedCompany-owned
202355
202455
202551
Same-sector systems with SBA loan history in Georgia12 systems
SystemLoans in GALocal charge-offUnits in GA
Subway1195.9%634
DAIRY QUEEN897.7%
QUALITY INN886.7%98
Blimpie4920.9%
Matco Tools3316.1%
SLEEP INN3220.0%22
HOTWORX310.0%34
JERSEY MIKE'S2917.6%132
EDIBLE ARRANGEMENTS226.3%31
Country Inn21thin36
Fastsigns2123.1%
Sport Clips210.0%60

Same sector, same state, same public records — how ECONO LODGE compares to the systems a buyer in Georgia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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