SBA 7(a)/504 FOIA · FY1991–PRESENT · MISSOURI
ECONO LODGE franchise in Missouri: what the public record shows
Franchisees of ECONO LODGE in Missouri have taken 13 SBA loans in the FY1991–present FOIA files (average $666,360). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. ECONO LODGE's national ratio is 0.7×. Its latest FDD Item 20 state table reports 14 franchised outlets in Missouri (fiscal 2025) — about 0.22 per 100k residents.
Loans in MO
13
Charged off (all years)
3 of 10
Loss ratio in MO
—
Loss ratio nationally
0.7×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MO. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 16 | — |
| 2024 | 15 | — |
| 2025 | 14 | — |
| System | Loans in MO | Charged off (all years) | Loss ratio in MO | Units in MO |
|---|---|---|---|---|
| Super 8 | 63 | 8 of 45 | 1.0×NOT CLEAR | — |
| Days Inn | 43 | 4 of 24 | — | — |
| QUALITY INN | 25 | 2 of 13 | — | 37 |
| Best Western Inn | 22 | 2 of 13 | — | — |
| Comfort Inn | 18 | 0 of 12 | — | — |
| Holiday Inn Express | 18 | 0 of 14 | — | — |
| Americas Best Value Inn | 14 | 2 of 8 | — | — |
| Baymont Inn & Suites | 14 | 1 of 8 | — | — |
| Choice Hotels International | 14 | 3 of 11 | — | — |
| Ramada Inn | 14 | 3 of 12 | — | — |
| Red Roof Inn | 14 | 1 of 6 | — | — |
| Holiday Inn | 12 | 2 of 4 | — | — |
Other systems in ECONO LODGE's sector whose franchisees borrowed in Missouri. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing ECONO LODGE’s numbers, including talking you out of a bad deal.