SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA
EDIBLE ARRANGEMENTS franchise in Florida: what the public record shows
Franchisees of EDIBLE ARRANGEMENTS in Florida have taken 47 SBA loans since 1991 (average $235,889), and of the 23 loans whose story has ended, 13.0% were charged off — versus 14.7% for EDIBLE ARRANGEMENTS nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 48 franchised outlets in Florida (fiscal 2025) — about 0.21 per 100k residents.
Loans in FL
47
Resolved
23
Local charge-off
13.0%
National charge-off
14.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 64 | 0 |
| 2024 | 54 | 0 |
| 2025 | 48 | 0 |
| System | Loans in FL | Local charge-off | Units in FL |
|---|---|---|---|
| Subway | 124 | 11.3% | 1,023 |
| DAIRY QUEEN | 106 | 4.2% | — |
| BEEF O' BRADY'S FAMILY SPORTS PUBS | 66 | 30.8% | 60 |
| QUALITY INN | 58 | 15.6% | 72 |
| Fastsigns | 49 | 4.3% | — |
| HOTWORX | 46 | thin | 62 |
| MASSAGE ENVY | 43 | 3.3% | 111 |
| JERSEY MIKE'S | 36 | 9.1% | 252 |
| Matco Tools | 36 | 57.1% | — |
| PETLAND | 35 | 30.4% | 10 |
| SLEEP INN | 35 | 21.1% | 20 |
| Sport Clips | 35 | 8.3% | 76 |
Same sector, same state, same public records — how EDIBLE ARRANGEMENTS compares to the systems a buyer in Florida would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing EDIBLE ARRANGEMENTS's numbers, including talking you out of a bad deal.