SBA 7(a)/504 FOIA · FY1991–PRESENT · SOUTH CAROLINA
EDIBLE ARRANGEMENTS franchise in South Carolina: what the public record shows
Franchisees of EDIBLE ARRANGEMENTS in South Carolina have taken 5 SBA loans since 1991 (average $236,400)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 14.7% is the better guide. Its latest FDD Item 20 state table reports 12 franchised outlets in South Carolina (fiscal 2025) — about 0.22 per 100k residents.
Loans in SC
5
Resolved
4
Local charge-off
thin
National charge-off
14.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = SC. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 14 | — |
| 2024 | 14 | — |
| 2025 | 12 | — |
| System | Loans in SC | Local charge-off | Units in SC |
|---|---|---|---|
| Subway | 58 | 4.8% | 320 |
| DAIRY QUEEN | 13 | 18.2% | — |
| JERSEY MIKE'S | 12 | 8.3% | 98 |
| MASSAGE ENVY | 12 | 10.0% | 17 |
| Allstate Insurance | 11 | 0.0% | — |
| Plato'S Closet | 11 | thin | — |
| Signarama | 10 | thin | — |
| BEEF O' BRADY'S FAMILY SPORTS PUBS | 9 | thin | 1 |
| Firehouse Subs | 9 | thin | 50 |
| Fastsigns | 8 | thin | — |
| RODEWAY INN | 7 | thin | 11 |
| Sport Clips | 7 | thin | 36 |
Same sector, same state, same public records — how EDIBLE ARRANGEMENTS compares to the systems a buyer in South Carolina would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing EDIBLE ARRANGEMENTS's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →