SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA
European Wax Centers-Galleria franchise in Pennsylvania: what the public record shows
Franchisees of European Wax Centers-Galleria in Pennsylvania have taken 18 SBA loans since 1991 (average $366,644), and of the 15 loans whose story has ended, 0.0% were charged off — versus 2.3% for European Wax Centers-Galleria nationally and 14.8% across all rateable franchise brands.
Loans in PA
18
Resolved
15
Local charge-off
0.0%
National charge-off
2.3%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
5,123
statewide, all operators
Per 100k residents
39.2
national 26.6
Versus the country
+47%
denser
Every business in European Wax Centers-Galleria's industry operating in Pennsylvania — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in PA | Local charge-off | Units in PA |
|---|---|---|---|
| Hollywood Tans | 41 | 2.6% | — |
| Hand and Stone Massage and Facial Spa | 21 | 0.0% | — |
| GREAT CLIPS | 16 | 14.3% | — |
| Planet Beach | 10 | thin | — |
| Amazing Lash Studio | 7 | thin | 6 |
| Fantastic Sams | 7 | thin | — |
| Deka Lash | 6 | thin | — |
| WAXING THE CITY | 6 | thin | — |
| Restore Hyper Wellness | 5 | thin | — |
| The Lash Lounge | 5 | thin | — |
Same sector, same state, same public records — how European Wax Centers-Galleria compares to the systems a buyer in Pennsylvania would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing European Wax Centers-Galleria's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →