SBA 7(a)/504 FOIA · FY1991–PRESENT · WISCONSIN
Express Employment Professionals/Express Pers franchise in Wisconsin: what the public record shows
Franchisees of Express Employment Professionals/Express Pers in Wisconsin have taken 6 SBA loans since 1991 (average $178,333)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 3.9% is the better guide.
Loans in WI
6
Resolved
4
Local charge-off
thin
National charge-off
3.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WI. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
442
statewide, all operators
Per 100k residents
7.4
national 8.1
Versus the country
-9%
thinner
Every business in Express Employment Professionals/Express Pers's industry operating in Wisconsin — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in WI | Local charge-off | Units in WI |
|---|---|---|---|
| AMERIPRISE FINANCIAL SERVICES LLC | 35 | 0.0% | — |
| Fedex Ground | 14 | 0.0% | — |
| Mail Boxes Etc. Usa | 8 | thin | — |
| Liberty Tax Service | 6 | thin | — |
Same sector, same state, same public records — how Express Employment Professionals/Express Pers compares to the systems a buyer in Wisconsin would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Express Employment Professionals/Express Pers's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →