SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA
Fedex Ground franchise in Florida: what the public record shows
Franchisees of Fedex Ground in Florida have taken 16 SBA loans since 1991 (average $229,137), and of the 13 loans whose story has ended, 7.7% were charged off — versus 7.7% for Fedex Ground nationally and 14.8% across all rateable franchise brands.
Loans in FL
16
Resolved
13
Local charge-off
7.7%
National charge-off
7.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
2,505
statewide, all operators
Per 100k residents
10.7
national 8.1
Versus the country
+32%
denser
Every business in Fedex Ground's industry operating in Florida — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in FL | Local charge-off | Units in FL |
|---|---|---|---|
| Mail Boxes Etc. Usa | 90 | 8.3% | — |
| Pakmail Centers of America | 31 | 36.0% | — |
| AMERIPRISE FINANCIAL SERVICES LLC | 27 | 0.0% | — |
| Liberty Tax Service | 16 | 25.0% | — |
| JACKSON HEWITT TAX SERVICE | 11 | 0.0% | — |
| Schooley Mitchell | 9 | thin | — |
| Patrice & Associates | 8 | thin | — |
| CMIT Solutions | 5 | thin | — |
| Express Employment Professionals/Express Pers | 5 | thin | — |
| Padgett Business Service | 5 | thin | — |
Same sector, same state, same public records — how Fedex Ground compares to the systems a buyer in Florida would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Fedex Ground's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →