SBA 7(a)/504 FOIA · FY1991–PRESENT · ILLINOIS
Firehouse Subs franchise in Illinois: what the public record shows
Franchisees of Firehouse Subs in Illinois have taken 19 SBA loans since 1991 (average $249,168), and of the 13 loans whose story has ended, 0.0% were charged off — versus 11.1% for Firehouse Subs nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 25 franchised outlets in Illinois (fiscal 2017) — about 0.2 per 100k residents.
Loans in IL
19
Resolved
13
Local charge-off
0.0%
National charge-off
11.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2015 | 18 | — |
| 2016 | 23 | — |
| 2017 | 25 | — |
| System | Loans in IL | Local charge-off | Units in IL |
|---|---|---|---|
| Subway | 303 | 8.9% | 811 |
| DAIRY QUEEN | 129 | 16.0% | — |
| Sport Clips | 40 | 0.0% | 109 |
| MASSAGE ENVY | 39 | 6.3% | 45 |
| Fastsigns | 29 | 18.8% | — |
| Alphagraphics, Printshops of the Futu | 25 | 31.8% | — |
| SERVICEMASTER RESTORE | 24 | 10.5% | 123 |
| Signarama | 24 | thin | — |
| EDIBLE ARRANGEMENTS | 22 | 31.3% | 29 |
| Matco Tools | 22 | 15.0% | — |
| HOTWORX | 21 | thin | 17 |
| PETLAND | 18 | 44.4% | 3 |
Same sector, same state, same public records — how Firehouse Subs compares to the systems a buyer in Illinois would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
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