SBA 7(a)/504 FOIA · FY1991–PRESENT · UTAH
Firehouse Subs franchise in Utah: what the public record shows
Franchisees of Firehouse Subs in Utah have taken 17 SBA loans since 1991 (average $255,576), and of the 11 loans whose story has ended, 9.1% were charged off — versus 11.1% for Firehouse Subs nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 13 franchised outlets in Utah (fiscal 2017) — about 0.37 per 100k residents.
Loans in UT
17
Resolved
11
Local charge-off
9.1%
National charge-off
11.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = UT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2015 | 14 | — |
| 2016 | 13 | — |
| 2017 | 13 | — |
| System | Loans in UT | Local charge-off | Units in UT |
|---|---|---|---|
| Subway | 63 | 4.1% | 169 |
| BIG O TIRES | 58 | 2.6% | 52 |
| DAIRY QUEEN | 19 | 25.0% | — |
| Golden Corral (Restaurant) | 19 | thin | — |
| Alphagraphics, Printshops of the Futu | 14 | thin | — |
| HOTWORX | 13 | thin | 18 |
| Sport Clips | 11 | 0.0% | 28 |
| MASSAGE ENVY | 10 | thin | 14 |
| Matco Tools | 10 | thin | — |
| Allstate Insurance | 8 | thin | — |
| EDIBLE ARRANGEMENTS | 8 | thin | 1 |
| SERVICEMASTER RESTORE | 8 | thin | 19 |
Same sector, same state, same public records — how Firehouse Subs compares to the systems a buyer in Utah would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
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