SBA 7(a)/504 FOIA · FY1991–PRESENT · WISCONSIN
H&R Block franchise in Wisconsin: what the public record shows
Franchisees of H&R Block in Wisconsin have taken 7 SBA loans since 1991 (average $197,585)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 2.7% is the better guide. Its latest FDD Item 20 state table reports 92 franchised outlets in Wisconsin (fiscal 2019) — about 1.54 per 100k residents.
Loans in WI
7
Resolved
2
Local charge-off
thin
National charge-off
2.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WI. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2017 | 93 | 106 |
| 2018 | 97 | 108 |
| 2019 | 92 | 84 |
| System | Loans in WI | Local charge-off | Units in WI |
|---|---|---|---|
| Subway | 146 | 9.4% | 425 |
| DAIRY QUEEN | 77 | 8.6% | — |
| Budget Blinds | 23 | thin | — |
| Matco Tools | 20 | 17.6% | — |
| Fastsigns | 17 | thin | — |
| Sport Clips | 15 | 0.0% | 32 |
| Minuteman Press | 14 | 25.0% | — |
| Harley Davidson | 12 | thin | — |
| MASSAGE ENVY | 12 | thin | 11 |
| Firehouse Subs | 10 | thin | 15 |
| Radioshack | 10 | thin | — |
| SERVICEMASTER RESTORE | 9 | thin | 64 |
Same sector, same state, same public records — how H&R Block compares to the systems a buyer in Wisconsin would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
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