SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA
Home Instead franchise in Pennsylvania: what the public record shows
Franchisees of Home Instead in Pennsylvania have taken 29 SBA loans since 1991 (average $460,934), and of the 16 loans whose story has ended, 0.0% were charged off — versus 1.8% for Home Instead nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 41 franchised outlets in Pennsylvania (fiscal 2025) — about 0.31 per 100k residents.
Loans in PA
29
Resolved
16
Local charge-off
0.0%
National charge-off
1.8%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 40 | — |
| 2024 | 41 | — |
| 2025 | 41 | — |
| System | Loans in PA | Local charge-off | Units in PA |
|---|---|---|---|
| Subway | 335 | 7.9% | 550 |
| DAIRY QUEEN | 79 | 7.4% | — |
| Minuteman Press | 39 | 5.0% | — |
| EDIBLE ARRANGEMENTS | 31 | 4.2% | 32 |
| Matco Tools | 27 | 26.1% | — |
| Sport Clips | 22 | 0.0% | 45 |
| Budget Blinds | 21 | thin | — |
| MASSAGE ENVY | 20 | 0.0% | 23 |
| RODEWAY INN | 19 | thin | 20 |
| Alphagraphics, Printshops of the Futu | 16 | 7.7% | — |
| Fastsigns | 14 | thin | — |
| SERVICEMASTER RESTORE | 14 | thin | 81 |
Same sector, same state, same public records — how Home Instead compares to the systems a buyer in Pennsylvania would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Home Instead's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →