FRANCHISE·WATCH·DESK

From the filed FDD — automated extraction, check the source

2023 FDD · 2+ years old — too old to rate

Home Matters Care Giving (AR)

In-home senior care · parent company: not identified

Home Matters Caregiving provides non-medical in-home care for seniors and others needing help, such as bathing, meals, mobility, companionship, and household assistance. A franchisee runs a local home-care agency, recruiting and scheduling caregivers and coordinating client care plans.

Home Matters Care Giving (AR) went from 6 → 12 units over 2021–2023 — too small a starting base for a meaningful percentage per its FDD Item 20.

New to franchising? Start here

A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.

Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. Most numbers on this page come from that document; others come from federal SBA loan records and labor and census data, each labelled with its source:

  • Franchise fee — the one-time cost to buy in.
  • Royalty — the ongoing cut of your sales you pay the franchisor.
  • Item 20 — how many locations opened, transferred and left the system, the main basis for our verdict, which rates how strong the disclosed record is, or says when the system is too new, the filing too old, or the disclosure too thin to judge.

Our rating · opinion

Filing too old to rate

The newest FDD we hold for this brand is from 2023, more than two years old. Franchise systems change a lot in that time, so we don't rate it until we have a current filing.

Exit rate · fiscal 2023

0.0%

vs 5.5% median across 19 comparable systems (in-home senior care)

Cost to open

$205K–$221K

Item 7 total investment range

SBA loan losses

No loan record

no SBA 7(a)/504 loans found for this brand

Email me when this brand’s record changes

A weekly check for new filings, changes to disclosed costs or earnings, SBA loan totals, and verified public-record events. Only changes to these 1 selected brand. No email when nothing changes. Coverage depends on when source data reaches our database.

Unsubscribe in any alert. We never sell your email.

Data as of 2026-10-29. Figures come from Home Matters Care Giving (AR)'s public FDD filings (latest: MN 2023, extracted 2026-06-19) and SBA FOIA loan records (through FY2026), extracted by us and possibly containing errors. The rating is our opinion, not investment, legal, or tax advice. Franchisor or owner and see something wrong? Report a correction — we review every request.

What each source says

FDD record · SBA loans · model · auditor

Our answer: Filing too old to rate

We don't rate on an FDD more than two years old; the loan record and model are shown as context until a current filing arrives.

FDD record · Item 20

Filing too old

Latest FDD we hold is from 2023.

SBA loans · vs same-year loans

No SBA loans found

No 7(a)/504 loans matched to this brand.

Modeled risk

Not scored

Too little evidence for the model.

Auditor opinion · Item 21

Not extracted

We did not extract the audit opinion.

Behind the verdict

the record, factor by factor · Item 20

hi-1.0.0
Net unit growth41%

latest consecutive years · Item 20 Table 1

Fair
Exit quality29%

terminations + ceased-ops vs. all exits · Table 3

Strong
Transfer / churn18%

transfers vs. base · Table 3

Weak
Promise-keeping12%

actual vs. projected openings · Table 5

Not Disc.
Transparencynot in verdict

Item 19 disclosure + completeness · shown, not counted in the verdict

Weak

Systemwide units

2021–2023

6 → 12 units
6202192022122023

Survival record

FDD Item 20 · outlet status by year

In fiscal 2023, 0 of 8 franchised outlets left the system — an exit rate of 0.0% (fiscal 2023), vs a 5.5% median across 19 comparable systems (in-home senior care). An exit is not a failure: this counts terminations, non-renewals and "ceased — other reasons" as reported, and excludes transfers to new owners.

Show the outlet tables ↓
Status (FTC)202120222023
Outlets at start469
Opened233
Transfers100
Terminations000
Non-renewals000
Reacquired by franchisor000
Ceased — other reasons000
Outlets at end6912
Net change+2+3+3

What it costs — and what it drags

FDD Items 5–7 · fees, investment, royalty

Buying in means a $195,000 franchise fee (Item 5) and a total investment of $205K–$221K (Item 7). The franchisor publishes no earnings claim (Item 19) — ask current and former franchisees for real numbers.

To open (Item 7)

$205K–$221K

all-in investment range

Franchise fee (Item 5)

$195,000

upfront, one-time

Royalty (Item 6)

See Item 6

not a single flat % — read the fee table

This is not profit. It covers what the FDD fixes: what you put in, and the royalty you owe on sales. Your take-home depends on staff payroll, insurance, rent, and the months to breakeven, none of which the FDD fixes for your unit (some Item 19s include cost data — read it).

Build a real pro-forma for Home Matters Care Giving (AR) with a buyer-paid CPA

Public records

Bankruptcy, closure & federal court records · coverage is selective · dockets are not scored

We have no verified public-record signals published for Home Matters Care Giving (AR). This is not evidence that no events exist. Check PACER, the FDD's Item 3 (litigation) and Item 4 (bankruptcy), and recent news yourself.

5 questions to ask a Home Matters Care Giving (AR) franchisee

Built from this brand's own disclosures · take it to your validation calls

The franchisor will give you a list of owners to call. Most buyers ask whether they like it. These questions come from what Home Matters Care Giving (AR) has disclosed. Each one carries the number it came from, so you can check the answer against the record.

  1. 01

    Home Matters Care Giving (AR)’s FDD makes no financial performance representation at all — legally, they've told buyers nothing about earnings. What did your first 24 months actually look like, month by month?

    When a franchisor won't publish numbers, existing owners are the only source. Silence in Item 19 is a choice, not a requirement.

    FDD Item 19 · 2023

  2. 02

    How many months did it take to cover your own costs, and how much cash did you burn getting there?

    Ramp-to-breakeven working capital is the most underestimated line in any franchise purchase, and the most common reason otherwise-good units fail.

    Not disclosed in any FDD — ask an owner

  3. 03

    What does the franchisor charge for that you didn't expect — required tech fees, mandatory remodels, approved-supplier pricing?

    Required spending appears across Items 6, 8 and 11 rather than in one place, so buyers routinely miss the total.

    FDD Items 6, 8, 11

  4. 04

    If your agreement came up for renewal tomorrow at current terms, would you sign again?

    The single most predictive question you can ask. A hesitation is the answer.

    Ask every owner you speak to

  5. 05

    Who else should I call — including someone who left?

    The franchisor's list is curated by definition. Former franchisees are where the unflattering truth lives, and current owners usually know how to reach them.

    Ask every owner you speak to

Want this as a checklist you can take to the calls?

I'll email you the printable version, and tell you if Home Matters Care Giving (AR)’s numbers move — a new filing, a rising exit rate, a distress signal. Unsubscribe in one click.

Before you sign anythingfree · 30 min · no commission

A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing Home Matters Care Giving (AR)’s numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

Book a free 30-minute call →
Own or owned a Home Matters Care Giving (AR) — or represent the franchisor?no appointment · read by a person

This page is what buyers see before they call you for validation. If the record above is wrong — or right in a way the numbers can't show — say so. Franchisors: send corrections with the page reference and we will review them against the filing and update or annotate the page. Corrections are checked against the filings; nothing you write is published with your name unless you agree to it.

Home Matters Care Giving (AR) franchise questions, answered from the filings

How many Home Matters Care Giving (AR) franchised outlets left the system last year?

In Home Matters Care Giving (AR)'s latest FDD Item 20 (fiscal 2023), 0 of 8 franchised outlets left the system — an exit rate of 0.0% — compared with a 5.5% median across 19 comparable systems (in-home senior care) tracked here. That counts terminations, non-renewals, and "ceased operations — other reasons" as the franchisor reported them; it excludes transfers to new owners. The FDD does not say why each outlet left, and an exit is not the same as a failure.

How much does a Home Matters Care Giving (AR) franchise cost?

Per Home Matters Care Giving (AR)'s 2023 FDD, buying in requires an initial franchise fee of $195,000 (Item 5) and a total initial investment of $205K–$221K (Item 7).

Does Home Matters Care Giving (AR) disclose earnings (Item 19)?

No — Home Matters Care Giving (AR)'s 2023 FDD makes no financial performance representation in Item 19. That is legal and common, but it means the franchisor publishes no earnings claim; ask current franchisees for real numbers.