FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · COLORADO

I LOVE KICKBOXING franchise in Colorado: what the public record shows

Franchisees of I LOVE KICKBOXING in Colorado have taken 11 SBA loans since 1991 (average $232,254), and of the 11 loans whose story has ended, 18.2% were charged off — versus 27.8% for I LOVE KICKBOXING nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Coloradovs national

Loans in CO

11

Resolved

11

Local charge-off

18.2%

National charge-off

27.8%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CO. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Colorado vs nationalDense market

Businesses in this industry

954

statewide, all operators

Per 100k residents

16

national 11.9

Versus the country

+34%

denser

Every business in I LOVE KICKBOXING's industry operating in Colorado — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · Colorado vs nationalTypical wages

Avg weekly wage, this industry

$423

Colorado, BLS QCEW 2025

National average

$438

same industry, all states

Versus the country

-3%

cheaper to staff

What I LOVE KICKBOXING's industry actually pays workers in Colorado, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

Same-sector systems with SBA loan history in Colorado12 systems
SystemLoans in COLocal charge-offUnits in CO
ANYTIME FITNESS264.5%
Orangetheory180.0%
F45 Training11thin
THE LITTLE GYM10thin
CycleBar8thin
Snap Fitness8thin5
Stretch Lab8thin
Yoga Six8thin
Burn Boot Camp Fitness7thin
Planet Fitness6thin42
Club Pilates5thin
Curves for Women5thin

Same sector, same state, same public records — how I LOVE KICKBOXING compares to the systems a buyer in Colorado would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

Before you sign anythingfree · 30 min · no commission

A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing I LOVE KICKBOXING's numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

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