SBA 7(a)/504 FOIA · FY1991–PRESENT · COLORADO
INSTANT IMPRINTS franchise in Colorado: what the public record shows
Franchisees of INSTANT IMPRINTS in Colorado have taken 10 SBA loans in the FY1991–present FOIA files (average $134,440). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. INSTANT IMPRINTS's national ratio is 1.8×. Its latest FDD Item 20 state table reports 1 franchised outlets in Colorado (fiscal 2025) — about 0.02 per 100k residents.
Loans in CO
10
Charged off (all years)
3 of 9
Loss ratio in CO
—
Loss ratio nationally
1.8×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CO. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
Businesses in this industry
522
statewide, all operators
Per 100k residents
8.8
national 8.1
Versus the country
+9%
denser
Every business in INSTANT IMPRINTS's industry operating in Colorado — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$1,017
Colorado, BLS QCEW 2025
National average
$1,212
same industry, all states
Versus the country
-16%
cheaper to staff
What INSTANT IMPRINTS's industry actually pays workers in Colorado, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 2 | 1 |
| 2024 | 1 | 1 |
| 2025 | 1 | 1 |
| System | Loans in CO | Charged off (all years) | Loss ratio in CO | Units in CO |
|---|---|---|---|---|
| THE UPS STORE (TRADITIONAL) | 50 | 2 of 33 | — | 109 |
| Mail Boxes Etc. Usa | 31 | 10 of 29 | — | — |
| Fastsigns | 22 | 2 of 17 | — | — |
| Farmers Insurance agency | 10 | 0 of 1 | — | — |
| Minuteman Press | 10 | 2 of 9 | — | — |
| ALPHAGRAPHICS | 9 | 6 of 9 | — | 8 |
| Allstate Insurance | 8 | 0 of 8 | — | — |
| Ameriprise Financial Services | 8 | 0 of 4 | — | — |
| Sir Speedy Printing | 8 | 1 of 5 | — | 1 |
| Padgett Business Service | 7 | 0 of 6 | — | — |
| Pirtek | 7 | 0 of 2 | — | — |
| POSTNET | 7 | 1 of 7 | — | 9 |
Other systems in INSTANT IMPRINTS's sector whose franchisees borrowed in Colorado. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing INSTANT IMPRINTS’ numbers, including talking you out of a bad deal.