SBA 7(a)/504 FOIA · FY1991–PRESENT · MONTANA
Insty-Prints franchise in Montana: what the public record shows
Franchisees of Insty-Prints in Montana have taken 11 SBA loans since 1991 (average $286,127), and of the 10 loans whose story has ended, 0.0% were charged off — versus 8.9% for Insty-Prints nationally and 14.8% across all rateable franchise brands.
Loans in MT
11
Resolved
10
Local charge-off
0.0%
National charge-off
8.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in MT | Local charge-off | Units in MT |
|---|---|---|---|
| Subway | 50 | 2.3% | 64 |
| DAIRY QUEEN | 22 | 0.0% | 35 |
| Radioshack | 16 | 6.3% | — |
| Culligan | 9 | thin | 8 |
| Firehouse Subs | 8 | thin | 1 |
| Fuddruckers | 7 | thin | — |
| POSTNET | 7 | thin | 1 |
| SERVICEMASTER RESTORE | 7 | thin | 5 |
| Alphagraphics, Printshops of the Futu | 5 | thin | — |
| Color Tile | 5 | thin | — |
| Sizzler Family Steakhouse | 5 | thin | — |
Same sector, same state, same public records — how Insty-Prints compares to the systems a buyer in Montana would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Insty-Prints's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →