Verified — real FDD extraction
Not found in the SBA Franchise Directory under this name — though SBA loans to its franchisees exist; verify eligibility with your lender
JDOG JUNK REMOVAL & HAULING
Home Services · independent · est. —
JDog Junk Removal & Hauling is a junk-removal service—operated by military veterans and their families—that hauls away unwanted furniture, appliances, and debris from homes and businesses. A franchisee runs branded trucks and crews, scheduling pickups and disposing of or donating items.
JDOG JUNK REMOVAL & HAULING net unit count declined -29.3% from 2022–2024 per its FDD Item 20.
New to franchising? Start here
A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.
Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. The numbers on this page come straight from that document:
- Franchise fee — the one-time cost to buy in.
- Royalty — the ongoing cut of your sales you pay the franchisor.
- Item 20 — how many locations opened and closed, the basis for our verdict (from Proven & strong down to Distressed — or Too new to judge).
The verdict
Showing strain
Distress
The disclosed record shows weakness — shrinking units, elevated exits, or churn — worth reading closely before going further.
Exit rate · latest year
43.2%
vs 9.2% across 42 home services systems
Cost to open
$30K–$157K
Item 7 total investment range
SBA loan defaults
28.6%
21 loans resolved — directional only
Behind the verdict
the record, factor by factor · Item 20
3-yr trend · Item 20 Table 1
terminations + ceased-ops vs. all exits · Table 3
transfers vs. base · Table 3
actual vs. projected openings · Table 5
Item 19 disclosure + completeness
Systemwide units
2022–2024
Survival record
FDD Item 20 · outlet status by year
In fiscal 2024, 83 of 192 franchised outlets left the system — a 43.2% annualized exit rate, vs 9.2% across 42 home services systems. Not every exit is a failure — but this is the measurable floor.
Show the outlet tables ↓Hide the evidence ↑
| Status (FTC) | 2022 | 2023 | 2024 |
|---|---|---|---|
| Outlets at start | 143 | 174 | 192 |
| Opened | 88 | 53 | 14 |
| Transfers | 12 | 14 | 5 |
| Terminations | 57 | 35 | 83 |
| Non-renewals | 0 | 0 | 0 |
| Reacquired by franchisor | 0 | 0 | 0 |
| Ceased — other reasons | 0 | 0 | 0 |
| Outlets at end | 174 | 192 | 123 |
| Net change | +31 | +18 | -69 |
The lender's view
SBA 7(a)/504 loan performance · FY1991–present
Banks have made 48 SBA-backed loans to JDOG JUNK REMOVAL & HAULING franchisees since 2016. Only 21 have resolved so far — too thin for a reliable default rate, but 6 of them charged off.
—
21 resolved · too thin to rate
—
avg. charged-off $ ÷ approved $
—
default rate × loss severity
$147,842
what recent franchisees borrowed
34 mo
approval → charge-off, defaulted loans
4 vs 5
distinct banks still lending
Charge-off rate by loan approval year (%)
Loan performance by state
SOURCE: SBA 7(a)/504 FOIA LOAN DATA (DATA.SBA.GOV), FY1991–PRESENT · MATCHED TO JDOG JUNK REMOVAL & HAULING BY FRANCHISE NAME · RESOLVED = CHARGED-OFF + PAID-IN-FULL
The owner's side of the deal
FDD × federal loan record
Who finances it
United Midwest Savings Bank National Association
77.1% of this brand's loans
That lender charges off 35.0% of its loans to other franchise brands, vs 14.8% nationally.
Who buys it
91.3%
first-time franchise owners
The rest already owned at least one other franchise. Across the corpus, brands bought mostly by repeat operators charge off at roughly 10% versus 17% for brands sold mostly to newcomers.
Does experience help here?
Not enough resolved loans to split
Computed from 48 SBA 7(a)/504 loans to JDOG JUNK REMOVAL & HAULING franchisees joined to the brand's own FDD. Debt service assumes level amortization at the average disclosed term and rate. A lender's rate excludes its loans to this brand, so it reads the lender, not the brand.
What it costs — and what it drags
FDD Items 5–7 · fees, investment, royalty
Buying in means a total investment of $30K–$157K (Item 7). The franchisor publishes no earnings claim (Item 19) — ask current and former franchisees for real numbers.
To open (Item 7)
$30K–$157K
all-in investment range
Franchise fee (Item 5)
—
upfront, one-time
Royalty (Item 6)
—
of sales, ongoing
Your figure — this brand discloses no Item 19 earnings; validate with current & former owners.
Royalty you'd pay / yr
$0
0% of sales, before profit
Over a 10-yr term
$0
royalties alone, excl. ad fund
This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.
Build a real pro-forma for JDOG JUNK REMOVAL & HAULING with an independent CPAModeled risk
FDD Risk Score · modeled from the public record
Modeled from the public record, this brand looks riskier than 100% of systems we score.
Risk percentile
100 / 100
Loan-corroborated
Modeled SBA charge-off
46.1%
Observed SBA charge-off
28.6%
Top drivers: Share financed by high-loss lenders (raises) · Item 20 exit rate (raises) · Single-lender dependence (lowers) · Net unit growth (raises). 15+ resolved loans stand behind this estimate. A linear scorecard built from this brand's own disclosure figures plus the federal loan record behind its franchisees; full spec and cross-validated accuracy on the methodology page. A score is context, not a verdict.
Distress signals
news-sourced · bankruptcies, closures, lawsuits
No recent closures, bankruptcies, or major lawsuits found in the news for JDOG JUNK REMOVAL & HAULING. That's a good sign — but it reflects news coverage, not a guarantee.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing JDOG JUNK REMOVAL & HAULING's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →JDOG JUNK REMOVAL & HAULING franchise questions, answered from the filings
What percentage of JDOG JUNK REMOVAL & HAULING franchises closed last year?
In JDOG JUNK REMOVAL & HAULING's latest FDD Item 20 (fiscal 2024), 83 of 192 franchised outlets left the system — an annualized exit rate of 43.2% — compared with 9.2% across 42 home services systems tracked here. That counts terminations, non-renewals, and "ceased operations — other reasons." There is no official failure rate, and not every exit is a failure, but this is the measurable floor.
How much does a JDOG JUNK REMOVAL & HAULING franchise cost?
Per JDOG JUNK REMOVAL & HAULING's 2024 FDD, buying in requires a total initial investment of $30K–$157K (Item 7).
Does JDOG JUNK REMOVAL & HAULING disclose earnings (Item 19)?
No — JDOG JUNK REMOVAL & HAULING's 2024 FDD makes no financial performance representation in Item 19. That is legal and common, but it means the franchisor publishes no earnings claim; ask current franchisees for real numbers.