SBA 7(a)/504 FOIA · FY1991–PRESENT · ARIZONA
JERSEY MIKE'S franchise in Arizona: what the public record shows
Franchisees of JERSEY MIKE'S in Arizona have taken 12 SBA loans since 1991 (average $251,675), and of the 12 loans whose story has ended, 0.0% were charged off — versus 4.1% for JERSEY MIKE'S nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 88 franchised outlets in Arizona (fiscal 2025) — about 1.16 per 100k residents.
Loans in AZ
12
Resolved
12
Local charge-off
0.0%
National charge-off
4.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AZ. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 75 | 2 |
| 2024 | 79 | 1 |
| 2025 | 88 | 1 |
| System | Loans in AZ | Local charge-off | Units in AZ |
|---|---|---|---|
| DAIRY QUEEN | 79 | 9.8% | — |
| BIG O TIRES | 76 | 12.3% | 74 |
| Subway | 68 | 3.3% | 355 |
| QUALITY INN | 25 | 6.3% | 16 |
| Home Instead | 21 | 6.3% | 13 |
| Matco Tools | 21 | 35.0% | — |
| ALPHAGRAPHICS | 19 | 31.3% | 14 |
| POSTNET | 19 | 11.1% | 13 |
| ROBEKS | 18 | 27.3% | 14 |
| ECONO LODGE | 16 | 9.1% | 6 |
| SERVICEMASTER RESTORE | 16 | thin | 27 |
| RODEWAY INN | 14 | thin | 14 |
Same sector, same state, same public records — how JERSEY MIKE'S compares to the systems a buyer in Arizona would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing JERSEY MIKE'S's numbers, including talking you out of a bad deal.