SBA 7(a)/504 FOIA · FY1991–PRESENT · UTAH
KID TO KID franchise in Utah: what the public record shows
Franchisees of KID TO KID in Utah have taken 19 SBA loans in the FY1991–present FOIA files (average $268,015). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. KID TO KID's national ratio is 1.1× (not clearly different from 1.0×).
Loans in UT
19
Charged off (all years)
3 of 15
Loss ratio in UT
—
Loss ratio nationally (not clear)
1.1×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = UT. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| System | Loans in UT | Charged off (all years) | Loss ratio in UT | Units in UT |
|---|---|---|---|---|
| Ace Hardware | 23 | 0 of 12 | — | — |
| Uptown Cheapskate | 8 | 0 of 3 | — | — |
| Naturals2Go | 6 | 0 of 3 | — | — |
Other systems in KID TO KID's sector whose franchisees borrowed in Utah. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing KID TO KID’s numbers, including talking you out of a bad deal.