FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · NEVADA

Mail Boxes Etc. Usa franchise in Nevada: what the public record shows

Franchisees of Mail Boxes Etc. Usa in Nevada have taken 19 SBA loans since 1991 (average $123,557), and of the 15 loans whose story has ended, 6.7% were charged off — versus 12.0% for Mail Boxes Etc. Usa nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Nevadavs national

Loans in NV

19

Resolved

15

Local charge-off

6.7%

National charge-off

12.0%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NV. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Nevada vs nationalDense market

Businesses in this industry

358

statewide, all operators

Per 100k residents

11

national 8.1

Versus the country

+36%

denser

Every business in Mail Boxes Etc. Usa's industry operating in Nevada — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Nevada1 systems
SystemLoans in NVLocal charge-offUnits in NV
AMERIPRISE FINANCIAL SERVICES LLC5thin

Same sector, same state, same public records — how Mail Boxes Etc. Usa compares to the systems a buyer in Nevada would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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