SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW HAMPSHIRE
Mail Boxes Etc. Usa franchise in New Hampshire: what the public record shows
Franchisees of Mail Boxes Etc. Usa in New Hampshire have taken 9 SBA loans since 1991 (average $101,444)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 12.0% is the better guide.
Loans in NH
9
Resolved
9
Local charge-off
thin
National charge-off
12.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NH. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
104
statewide, all operators
Per 100k residents
7.4
national 8.1
Versus the country
-9%
thinner
Every business in Mail Boxes Etc. Usa's industry operating in New Hampshire — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$1,151
New Hampshire, BLS QCEW 2025
National average
$1,212
same industry, all states
Versus the country
-5%
cheaper to staff
What Mail Boxes Etc. Usa's industry actually pays workers in New Hampshire, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in NH | Local charge-off | Units in NH |
|---|---|---|---|
| AMERIPRISE FINANCIAL SERVICES LLC | 16 | 0.0% | — |
Same sector, same state, same public records — how Mail Boxes Etc. Usa compares to the systems a buyer in New Hampshire would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Mail Boxes Etc. Usa's numbers, including talking you out of a bad deal.