SBA 7(a)/504 FOIA · FY1991–PRESENT · PUERTO RICO
Mail Boxes Etc. Usa franchise in Puerto Rico: what the public record shows
Franchisees of Mail Boxes Etc. Usa in Puerto Rico have taken 5 SBA loans since 1991 (average $123,000)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 12.0% is the better guide.
Loans in PR
5
Resolved
3
Local charge-off
thin
National charge-off
12.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PR. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Mail Boxes Etc. Usa's numbers, including talking you out of a bad deal.
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