SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA
Matco Tools franchise in Georgia: what the public record shows
Franchisees of Matco Tools in Georgia have taken 33 SBA loans since 1991 (average $107,423), and of the 31 loans whose story has ended, 16.1% were charged off — versus 34.7% for Matco Tools nationally and 14.8% across all rateable franchise brands.
Loans in GA
33
Resolved
31
Local charge-off
16.1%
National charge-off
34.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in GA | Local charge-off | Units in GA |
|---|---|---|---|
| Subway | 119 | 5.9% | 634 |
| DAIRY QUEEN | 89 | 7.7% | — |
| QUALITY INN | 88 | 6.7% | 98 |
| ECONO LODGE | 61 | 9.1% | 51 |
| Blimpie | 49 | 20.9% | — |
| SLEEP INN | 32 | 20.0% | 22 |
| HOTWORX | 31 | 0.0% | 34 |
| JERSEY MIKE'S | 29 | 17.6% | 132 |
| EDIBLE ARRANGEMENTS | 22 | 6.3% | 31 |
| Country Inn | 21 | thin | 36 |
| Fastsigns | 21 | 23.1% | — |
| Sport Clips | 21 | 0.0% | 60 |
Same sector, same state, same public records — how Matco Tools compares to the systems a buyer in Georgia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Matco Tools's numbers, including talking you out of a bad deal.