SBA 7(a)/504 FOIA · FY1991–PRESENT · NORTH CAROLINA
Microtel franchise in North Carolina: what the public record shows
Franchisees of Microtel in North Carolina have taken 42 SBA loans since 1991 (average $1,720,136), and of the 33 loans whose story has ended, 18.2% were charged off — versus 20.4% for Microtel nationally and 14.8% across all rateable franchise brands.
Loans in NC
42
Resolved
33
Local charge-off
18.2%
National charge-off
20.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NC. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in NC | Local charge-off | Units in NC |
|---|---|---|---|
| Days Inn | 69 | 17.0% | — |
| Super 8 | 65 | 7.0% | — |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 56 | 12.8% | — |
| Holiday Inn Express | 50 | 3.1% | — |
| Best Western Inn | 26 | 11.1% | — |
| Choice Hotels International | 24 | 19.0% | — |
| Red Roof Inn | 21 | 0.0% | — |
| Hampton Inns | 19 | 14.3% | — |
| Baymont Inn & Suites | 16 | thin | — |
| Americas Best Value Inn | 14 | thin | — |
| Best Western - Best Western Plus - Best Western Premier- Executive Residency by Best Western- @Home by Best Western - GLo - Aiden - Membership Agreement | 13 | thin | — |
| La Quinta Inn | 13 | thin | — |
Same sector, same state, same public records — how Microtel compares to the systems a buyer in North Carolina would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Microtel's numbers, including talking you out of a bad deal.