FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · ILLINOIS

MOLLY MAID franchise in Illinois: what the public record shows

Franchisees of MOLLY MAID in Illinois have taken 10 SBA loans since 1991 (average $215,500)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 10.5% is the better guide. Its latest FDD Item 20 state table reports 22 franchised outlets in Illinois (fiscal 2025) — about 0.17 per 100k residents.

SBA loan outcomes · Illinoisvs national

Loans in IL

10

Resolved

6

Local charge-off

thin

National charge-off

10.5%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Illinois vs nationalTypical density

Businesses in this industry

3,476

statewide, all operators

Per 100k residents

27.3

national 26.7

Versus the country

+2%

denser

Every business in MOLLY MAID's industry operating in Illinois — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · Illinois vs nationalTypical wages

Avg weekly wage, this industry

$746

Illinois, BLS QCEW 2025

National average

$659

same industry, all states

Versus the country

+13%

costlier to staff

What MOLLY MAID's industry actually pays workers in Illinois, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

Franchised outlets in Illinois · FDD Item 20-6 over the disclosed window
Fiscal yearFranchisedCompany-owned
2023280
2024250
2025220
Same-sector systems with SBA loan history in Illinois5 systems
SystemLoans in ILLocal charge-offUnits in IL
SERVPRO433.8%91
The Grounds Guys11thin
Fish Window Cleaning6thin
Maidpro6thin
PAUL DAVIS RESTORATION5thin6

Same sector, same state, same public records — how MOLLY MAID compares to the systems a buyer in Illinois would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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Don Drummond, CPA — Virginia #43775 · what I charge

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