SBA 7(a)/504 FOIA · FY1991–PRESENT · COLORADO
One-Hour Martinizing franchise in Colorado: what the public record shows
Franchisees of One-Hour Martinizing in Colorado have taken 12 SBA loans since 1991 (average $268,793), and of the 11 loans whose story has ended, 9.1% were charged off — versus 11.8% for One-Hour Martinizing nationally and 14.8% across all rateable franchise brands.
Loans in CO
12
Resolved
11
Local charge-off
9.1%
National charge-off
11.8%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CO. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
1,948
statewide, all operators
Per 100k residents
32.7
national 26.7
Versus the country
+22%
denser
Every business in One-Hour Martinizing's industry operating in Colorado — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in CO | Local charge-off | Units in CO |
|---|---|---|---|
| SERVPRO (UNIT) | 15 | 0.0% | 49 |
| The Grounds Guys | 10 | thin | — |
| RESTORATION 1 | 6 | thin | 11 |
| BOR RESTORATION | 5 | thin | 5 |
| WaveMAX Laundry | 5 | thin | — |
Same sector, same state, same public records — how One-Hour Martinizing compares to the systems a buyer in Colorado would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing One-Hour Martinizing's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →