OFFICIAL FILING · MN · 2026
PayMore FDD (Franchise Disclosure Document) — 2026
The FDD is the 23-item legal disclosure every U.S. franchisor must hand you at least 14 days before you sign or pay anything (FTC Franchise Rule, 16 CFR 436). PayMore's most recent FDD tracked here was filed in 2026 as a multistate filing — and because registration-state filings are public records, you can read it free, without giving a broker your phone number.
THE SAME DOCUMENT SITES SELL OR GATE BEHIND LEAD FORMS. FILED 2026 · SOURCE STATE MN
| ITEM 5 | Initial franchise fee | $35K |
| ITEM 6 | Ongoing royalty | 5.0% of gross sales |
| ITEM 7 | Total initial investment | $139K–$269K |
| ITEM 3 | Disclosed litigation matters | 0 |
| ITEM 19 | Earnings disclosure (FPR) | Yes — median unit volume $919K (FY2025 Gross Sales in 3 parts (Gross Sales = total sales minus tax and customer refunds; unaudited). Reported mean/median = Part II "All Locations" n=49 (1 affiliate-operated + 48 franchise-operated open during 2025): avg $1,007,030.89, median $919,096.07, high $1,858,002.96, low $358,934.20, 22/49 (44.89%) met/exceeded avg. Franchise-operated only n=48: avg $998,719.24, median $914,145.14, 21/48 (43.75%). Part III (open ≥24 months, prior to Jan 2024) n=19 (1 affiliate + 18 franchise): All avg $1,203,474.99, median $1,218,635.46, high $1,858,002.96, low $600,715.98; franchise-only n=18 avg $1,192,224.16, median $1,197,312.86. Excludes 4 locations that ceased in 2025 and 1 temporarily closed 3 months. No quartile data disclosed.) |
| ITEM 20 | Outlets (fiscal 2025) | 99 franchised at year end · 4 exits (7.3% annualized) |
| ITEM 21 | Franchisor financial statements | clean (unqualified) audit opinion — Pinnacle Accountancy Group of Utah (a dba of Heaton & Company, PLLC) |
Citation discipline: every figure above is extracted from the 2026 PayMore FDD as filed and links back to that document. Fields the filing did not state are omitted — nothing here is estimated, surveyed, or filled in from marketing material. FDDs are reissued annually; verify against the current issuance before relying on any number.
PayMore FDD questions, answered
Where can I download the PayMore FDD for free?
PayMore's 2026 Franchise Disclosure Document is a public record. It can be downloaded free from the source link on this page — no broker form, no email signup required.
What year is PayMore's most recent FDD on file?
The most recent PayMore FDD tracked here was filed in 2026. Franchisors must update their FDD annually, so confirm you are reading the current issuance before signing.
Does PayMore's FDD disclose earnings (Item 19)?
Yes — PayMore makes a financial performance representation in Item 19 of its 2026 FDD, reporting a median unit volume of $919K. Read the basis fine print: franchisors choose which units and metrics to include.
What does PayMore's FDD Item 20 show?
In fiscal 2025, PayMore ended with 99 franchised outlets; 4 of 55 open at the start of the year left the system — an annualized exit rate of 7.3% (terminations, non-renewals, and "ceased operations — other reasons").
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing PayMore's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →