SBA 7(a)/504 FOIA · FY1991–PRESENT · COLORADO
Perkins Restaurants franchise in Colorado: what the public record shows
Franchisees of Perkins Restaurants in Colorado have taken 5 SBA loans since 1991 (average $300,200)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 6.3% is the better guide.
Loans in CO
5
Resolved
5
Local charge-off
thin
National charge-off
6.3%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CO. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| System | Loans in CO | Local charge-off | Units in CO |
|---|---|---|---|
| BIG O TIRES | 82 | 10.3% | 70 |
| Subway | 76 | 6.7% | 271 |
| DAIRY QUEEN | 44 | 15.2% | — |
| Fastsigns | 22 | 11.8% | — |
| Firehouse Subs | 21 | 16.7% | 26 |
| Matco Tools | 21 | 40.0% | — |
| HOTWORX | 20 | thin | 23 |
| Sport Clips | 17 | 9.1% | 52 |
| Home Instead | 13 | thin | 12 |
| RODEWAY INN | 13 | thin | 6 |
| SCENTHOUND | 12 | thin | 8 |
| Alphagraphics, Printshops of the Futu | 11 | thin | — |
Same sector, same state, same public records — how Perkins Restaurants compares to the systems a buyer in Colorado would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Perkins Restaurants's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →