SBA 7(a)/504 FOIA · FY1991–PRESENT · NEVADA
Pizza Factory franchise in Nevada: what the public record shows
Franchisees of Pizza Factory in Nevada have taken 5 SBA loans since 1991 (average $185,000)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 26.7% is the better guide.
Loans in NV
5
Resolved
4
Local charge-off
thin
National charge-off
26.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NV. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
6,171
statewide, all operators
Per 100k residents
188.9
national 179.9
Versus the country
+5%
denser
Every business in Pizza Factory's industry operating in Nevada — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$598
Nevada, BLS QCEW 2025
National average
$537
same industry, all states
Versus the country
+11%
costlier to staff
What Pizza Factory's industry actually pays workers in Nevada, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in NV | Local charge-off | Units in NV |
|---|---|---|---|
| Tropical Smoothie Cafe | 22 | 47.1% | 23 |
| Port of Subs | 21 | 11.8% | — |
| Quiznos | 16 | 8.3% | — |
| Jimmy John's | 15 | 8.3% | — |
| Cold Stone Creamery | 14 | 36.4% | — |
| Papa Murphy'S | 13 | 0.0% | — |
| Firehouse Subs | 12 | thin | 12 |
| Wienerschnitzel | 11 | thin | — |
| Capriotti'S Sandwich Shop | 10 | thin | — |
| Wetzel'S Pretzel | 10 | thin | — |
| Dunkin Donuts/Baskin-Robbins Co-Brand | 8 | thin | — |
| Marco's Pizza | 8 | thin | — |
Same sector, same state, same public records — how Pizza Factory compares to the systems a buyer in Nevada would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Pizza Factory's numbers, including talking you out of a bad deal.