FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS

Play Street Museum franchise in Texas: what the public record shows

Franchisees of Play Street Museum in Texas have taken 12 SBA loans in the FY1991–present FOIA files (average $365,150). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Play Street Museum has too few seasoned resolved loans nationally for a national ratio. Its latest FDD Item 20 state table reports 14 franchised outlets in Texas (fiscal 2025) — about 0.04 per 100k residents.

SBA loan outcomes · Texasvs same-year franchise loans

Loans in TX

12

Charged off (all years)

0 of 4

Loss ratio in TX

—

Loss ratio nationally

—

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Market density · Texas vs nationalTypical density

Businesses in this industry

3,337

statewide, all operators

Per 100k residents

10.7

national 11.9

Versus the country

-10%

thinner

Every business in Play Street Museum's industry operating in Texas — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · Texas vs nationalTypical wages

Avg weekly wage, this industry

$468

Texas, BLS QCEW 2025

National average

$438

same industry, all states

Versus the country

+7%

costlier to staff

What Play Street Museum's industry actually pays workers in Texas, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

Franchised outlets in Texas · FDD Item 20+4 over the disclosed window
Fiscal yearFranchisedCompany-owned
2023102
2024142
2025142
Same-sector systems with SBA loan history in Texas9 systems
SystemLoans in TXCharged off (all years)Loss ratio in TXUnits in TX
URBAN AIR ADVENTURE PARK372 of 14——
Pump It Up235 of 21——
ALTITUDE TRAMPOLINE PARK131 of 3——
Painting With a Twist122 of 9——
X-GOLF9——4
Color Me Mine80 of 4——
Putt Putt Golf Course81 of 6——
Pinot's Palette63 of 5—3
Skyzone6———

Other systems in Play Street Museum's sector whose franchisees borrowed in Texas. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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