SBA 7(a)/504 FOIA · FY1991–PRESENT · NEVADA
POSTNET franchise in Nevada: what the public record shows
Franchisees of POSTNET in Nevada have taken 12 SBA loans since 1991 (average $114,878), and of the 10 loans whose story has ended, 10.0% were charged off — versus 20.0% for POSTNET nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 11 franchised outlets in Nevada (fiscal 2025) — about 0.34 per 100k residents.
Loans in NV
12
Resolved
10
Local charge-off
10.0%
National charge-off
20.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NV. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 11 | 0 |
| 2024 | 11 | 0 |
| 2025 | 11 | 0 |
| System | Loans in NV | Local charge-off | Units in NV |
|---|---|---|---|
| Subway | 37 | 7.4% | 164 |
| DAIRY QUEEN | 32 | 22.2% | — |
| BIG O TIRES | 15 | 20.0% | 17 |
| Firehouse Subs | 12 | thin | 12 |
| Allstate Insurance | 9 | thin | — |
| MASSAGE ENVY | 8 | thin | 16 |
| PETLAND | 7 | thin | 2 |
| HOTWORX | 6 | thin | 10 |
| CODE NINJAS | 5 | thin | 3 |
| Fastsigns | 5 | thin | — |
| Matco Tools | 5 | thin | — |
| RODEWAY INN | 5 | thin | 4 |
Same sector, same state, same public records — how POSTNET compares to the systems a buyer in Nevada would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing POSTNET's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →