SBA 7(a)/504 FOIA · FY1991–PRESENT · OKLAHOMA

PRIMROSE SCHOOLS franchise in Oklahoma: what the public record shows

Franchisees of PRIMROSE SCHOOLS in Oklahoma have taken 14 SBA loans since 1991 (average $2,254,307)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 0.0% is the better guide. Its latest FDD Item 20 state table reports 11 franchised outlets in Oklahoma (fiscal 2025) — about 0.27 per 100k residents.

SBA loan outcomes · Oklahomavs national

Loans in OK

Resolved

Local charge-off

thin

National charge-off

0.0%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OK. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Oklahoma vs nationalTypical density

Businesses in this industry

1,079

statewide, all operators

Per 100k residents

26.3

national 26.5

Versus the country

-1%

thinner

Every business in PRIMROSE SCHOOLS's industry operating in Oklahoma — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Franchised outlets in Oklahoma · FDD Item 20+3 over the disclosed window

Fiscal year	Franchised	Company-owned
2023	8	0
2024	11	0
2025	11	0

Same-sector systems with SBA loan history in Oklahoma1 systems

System	Loans in OK	Local charge-off	Units in OK
The Goddard School	7	thin	—

Same sector, same state, same public records — how PRIMROSE SCHOOLS compares to the systems a buyer in Oklahoma would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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