SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA
PRIMROSE SCHOOLS franchise in Pennsylvania: what the public record shows
Franchisees of PRIMROSE SCHOOLS in Pennsylvania have taken 13 SBA loans since 1991 (average $2,006,307)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 0.0% is the better guide. Its latest FDD Item 20 state table reports 9 franchised outlets in Pennsylvania (fiscal 2025) — about 0.07 per 100k residents.
Loans in PA
13
Resolved
2
Local charge-off
thin
National charge-off
0.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
4,035
statewide, all operators
Per 100k residents
30.9
national 26.5
Versus the country
+17%
denser
Every business in PRIMROSE SCHOOLS's industry operating in Pennsylvania — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$630
Pennsylvania, BLS QCEW 2025
National average
$645
same industry, all states
Versus the country
-2%
cheaper to staff
What PRIMROSE SCHOOLS's industry actually pays workers in Pennsylvania, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 6 | 0 |
| 2024 | 7 | 0 |
| 2025 | 9 | 0 |
| System | Loans in PA | Local charge-off | Units in PA |
|---|---|---|---|
| The Goddard School | 41 | 0.0% | — |
| Kiddie Academy | 34 | 0.0% | — |
| Goddard Early Learning Center | 21 | 0.0% | — |
| The Learning Experience | 20 | thin | — |
| Huntington Learning Center | 12 | thin | — |
| SYLVAN LEARNING | 11 | thin | 8 |
| Learning Express | 9 | thin | 10 |
| Goldfish Swim School | 8 | thin | — |
| College Hunks Hauling Junk | 7 | thin | 5 |
| New Horizon Computer Learning Center | 7 | thin | — |
| Gymboree | 6 | thin | — |
| Ivybrook Academy | 5 | thin | 2 |
Same sector, same state, same public records — how PRIMROSE SCHOOLS compares to the systems a buyer in Pennsylvania would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing PRIMROSE SCHOOLS's numbers, including talking you out of a bad deal.