FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · VIRGINIA

Property Management Inc. franchise in Virginia: what the public record shows

Franchisees of Property Management Inc. in Virginia have taken 6 SBA loans in the FY1991–present FOIA files (average $168,333). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Property Management Inc. has too few seasoned resolved loans nationally for a national ratio. Its latest FDD Item 20 state table reports 15 franchised outlets in Virginia (fiscal 2025) — about 0.17 per 100k residents.

SBA loan outcomes · Virginiavs same-year franchise loans

Loans in VA

6

Charged off (all years)

0 of 3

Loss ratio in VA

—

Loss ratio nationally

—

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = VA. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Market density · Virginia vs nationalTypical density

Businesses in this industry

4,225

statewide, all operators

Per 100k residents

48

national 47.9

Versus the country

+0%

denser

Every business in Property Management Inc.'s industry operating in Virginia — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · Virginia vs nationalTypical wages

Avg weekly wage, this industry

$1,697

Virginia, BLS QCEW 2025

National average

$1,785

same industry, all states

Versus the country

-5%

cheaper to staff

What Property Management Inc.'s industry actually pays workers in Virginia, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

Franchised outlets in Virginia · FDD Item 20+4 over the disclosed window
Fiscal yearFranchisedCompany-owned
202311—
202414—
202515—
Same-sector systems with SBA loan history in Virginia2 systems
SystemLoans in VACharged off (all years)Loss ratio in VAUnits in VA
RE/MAX120 of 9—73
REAL PROPERTY MANAGEMENT50 of 2—24

Other systems in Property Management Inc.'s sector whose franchisees borrowed in Virginia. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

Before you sign anythingfree · 30 min · no commission

A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing Property Management Inc.’s numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

Book a free 30-minute call →