FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS

Pump It Up franchise in Texas: what the public record shows

Franchisees of Pump It Up in Texas have taken 23 SBA loans since 1991 (average $282,695), and of the 21 loans whose story has ended, 23.8% were charged off — versus 15.7% for Pump It Up nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Texasvs national

Loans in TX

23

Resolved

21

Local charge-off

23.8%

National charge-off

15.7%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Texas vs nationalTypical density

Businesses in this industry

3,337

statewide, all operators

Per 100k residents

10.7

national 11.9

Versus the country

-10%

thinner

Every business in Pump It Up's industry operating in Texas — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Texas6 systems
SystemLoans in TXLocal charge-offUnits in TX
URBAN AIR ADVENTURE PARK3714.3%
ALTITUDE TRAMPOLINE PARK13thin
Play Street Museum12thin14
X-GOLF9thin4
Putt Putt Golf Course8thin
Skyzone6thin

Same sector, same state, same public records — how Pump It Up compares to the systems a buyer in Texas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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