SBA 7(a)/504 FOIA · FY1991–PRESENT · IOWA
QUALITY INN franchise in Iowa: what the public record shows
Franchisees of QUALITY INN in Iowa have taken 16 SBA loans in the FY1991–present FOIA files (average $1,535,575). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. QUALITY INN's national ratio is 0.7×. Its latest FDD Item 20 state table reports 31 franchised outlets in Iowa (fiscal 2025) — about 0.96 per 100k residents.
Loans in IA
16
Charged off (all years)
1 of 9
Loss ratio in IA
—
Loss ratio nationally
0.7×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IA. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 31 | 0 |
| 2024 | 31 | 0 |
| 2025 | 31 | 0 |
| System | Loans in IA | Charged off (all years) | Loss ratio in IA | Units in IA |
|---|---|---|---|---|
| Super 8 | 57 | 3 of 46 | 0.5×NOT CLEAR | — |
| Americinn | 17 | 0 of 10 | — | — |
| Days Inn | 14 | 3 of 9 | — | — |
| Holiday Inn | 8 | 0 of 3 | — | — |
| Ramada Inn | 8 | 1 of 5 | — | — |
| Baymont Inn & Suites | 7 | 0 of 6 | — | — |
| Holiday Inn Express | 7 | 1 of 6 | — | — |
| SLEEP INN | 5 | 0 of 2 | — | 11 |
Other systems in QUALITY INN's sector whose franchisees borrowed in Iowa. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing QUALITY INN’s numbers, including talking you out of a bad deal.