SBA 7(a)/504 FOIA · FY1991–PRESENT · UTAH
Quiznos franchise in Utah: what the public record shows
Franchisees of Quiznos in Utah have taken 22 SBA loans since 1991 (average $98,590), and of the 19 loans whose story has ended, 42.1% were charged off — versus 28.5% for Quiznos nationally and 14.8% across all rateable franchise brands.
Loans in UT
22
Resolved
19
Local charge-off
42.1%
National charge-off
28.5%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = UT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
5,452
statewide, all operators
Per 100k residents
155.6
national 179.9
Versus the country
-14%
thinner
Every business in Quiznos's industry operating in Utah — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in UT | Local charge-off | Units in UT |
|---|---|---|---|
| Papa Murphy'S Take & Bake Pizza | 25 | 0.0% | — |
| Culver's | 24 | 0.0% | — |
| FiiZ Drinks | 20 | thin | — |
| Cold Stone Creamery | 18 | 0.0% | — |
| Blimpie | 14 | 25.0% | — |
| Domino's Pizza | 13 | thin | — |
| Arby's | 12 | 40.0% | — |
| GREAT HARVEST BREAD CO. | 12 | thin | — |
| Taco Maker | 12 | 27.3% | — |
| Rocky Mountain Chocolate Factory | 9 | thin | — |
| Taco Del Mar | 9 | thin | — |
| Jersey Mike's Subs | 8 | thin | — |
Same sector, same state, same public records — how Quiznos compares to the systems a buyer in Utah would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Quiznos's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →