SBA 7(a)/504 FOIA · FY1991–PRESENT · ARKANSAS
Ramada Inn franchise in Arkansas: what the public record shows
Franchisees of Ramada Inn in Arkansas have taken 10 SBA loans in the FY1991–present FOIA files (average $1,556,000). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Ramada Inn's national ratio is 1.0× (not clearly different from 1.0×).
Loans in AR
10
Charged off (all years)
1 of 5
Loss ratio in AR
—
Loss ratio nationally (not clear)
1.0×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AR. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| System | Loans in AR | Charged off (all years) | Loss ratio in AR | Units in AR |
|---|---|---|---|---|
| Days Inn | 25 | 1 of 14 | — | — |
| Super 8 | 24 | 1 of 20 | — | — |
| Best Western Inn | 17 | 1 of 11 | — | — |
| Comfort Inn | 16 | 1 of 13 | — | — |
| Holiday Inn Express | 10 | 1 of 7 | — | — |
| Hampton Inns | 7 | 2 of 4 | — | — |
| QUALITY INN | 6 | 0 of 4 | — | 32 |
| Baymont Inn & Suites | 5 | 0 of 2 | — | — |
| Choice Hotels International | 5 | 2 of 4 | — | — |
| ECONO LODGE | 5 | 0 of 3 | — | 8 |
| La Quinta Inn | 5 | 0 of 3 | — | — |
| Scottish Inns | 5 | 1 of 4 | — | — |
Other systems in Ramada Inn's sector whose franchisees borrowed in Arkansas. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing Ramada Inn’s numbers, including talking you out of a bad deal.