FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · NORTH CAROLINA

Ramada Inn franchise in North Carolina: what the public record shows

Franchisees of Ramada Inn in North Carolina have taken 12 SBA loans since 1991 (average $1,455,416), and of the 11 loans whose story has ended, 18.2% were charged off — versus 18.1% for Ramada Inn nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · North Carolinavs national

Loans in NC

12

Resolved

11

Local charge-off

18.2%

National charge-off

18.1%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NC. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Same-sector systems with SBA loan history in North Carolina12 systems

Same sector, same state, same public records — how Ramada Inn compares to the systems a buyer in North Carolina would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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