SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA
Scottish Inns franchise in Georgia: what the public record shows
Franchisees of Scottish Inns in Georgia have taken 7 SBA loans since 1991 (average $985,357)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 17.8% is the better guide.
Loans in GA
7
Resolved
3
Local charge-off
thin
National charge-off
17.8%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| System | Loans in GA | Local charge-off | Units in GA |
|---|---|---|---|
| Days Inn | 110 | 12.5% | — |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 99 | 10.0% | — |
| Super 8 | 86 | 22.0% | — |
| Holiday Inn Express | 67 | 20.9% | — |
| Motel 6 | 49 | 0.0% | — |
| Best Western Inn | 48 | 11.8% | — |
| Hampton Inns | 42 | 10.0% | — |
| Red Roof Inn | 42 | 10.7% | — |
| La Quinta Inn | 39 | 14.3% | — |
| Choice Hotels International | 38 | 48.1% | — |
| Travelodge | 36 | 3.7% | — |
| Ramada Inn | 35 | 9.7% | — |
Same sector, same state, same public records — how Scottish Inns compares to the systems a buyer in Georgia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Scottish Inns's numbers, including talking you out of a bad deal.