SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA
SENIOR HELPERS franchise in Pennsylvania: what the public record shows
Franchisees of SENIOR HELPERS in Pennsylvania have taken 13 SBA loans since 1991 (average $234,976), and of the 10 loans whose story has ended, 0.0% were charged off — versus 7.7% for SENIOR HELPERS nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 23 franchised outlets in Pennsylvania (fiscal 2025) — about 0.18 per 100k residents.
Loans in PA
13
Resolved
10
Local charge-off
0.0%
National charge-off
7.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
2,056
statewide, all operators
Per 100k residents
15.7
national 17.4
Versus the country
-10%
thinner
Every business in SENIOR HELPERS's industry operating in Pennsylvania — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2021 | 20 | 1 |
| 2022 | 19 | 1 |
| 2023 | 21 | 1 |
| 2023 | 21 | 1 |
| 2024 | 22 | 1 |
| 2025 | 23 | 0 |
| System | Loans in PA | Local charge-off | Units in PA |
|---|---|---|---|
| Visiting Angels | 10 | thin | — |
| Bright Star Healthcare/Brightstar | 7 | thin | — |
Same sector, same state, same public records — how SENIOR HELPERS compares to the systems a buyer in Pennsylvania would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing SENIOR HELPERS's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →