FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · NEBRASKA

SERVICEMASTER RESTORE franchise in Nebraska: what the public record shows

Franchisees of SERVICEMASTER RESTORE in Nebraska have taken 9 SBA loans in the FY1991–present FOIA files (average $232,538). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. SERVICEMASTER RESTORE's national ratio is 0.5×. Its latest FDD Item 20 state table reports 17 franchised outlets in Nebraska (fiscal 2025) — about 0.85 per 100k residents.

SBA loan outcomes · Nebraskavs same-year franchise loans

Loans in NE

9

Charged off (all years)

0 of 7

Loss ratio in NE

—

Loss ratio nationally

0.5×

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NE. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Market density · Nebraska vs nationalTypical density

Businesses in this industry

556

statewide, all operators

Per 100k residents

27.7

national 26.7

Versus the country

+4%

denser

Every business in SERVICEMASTER RESTORE's industry operating in Nebraska — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · Nebraska vs nationalTypical wages

Avg weekly wage, this industry

$630

Nebraska, BLS QCEW 2025

National average

$659

same industry, all states

Versus the country

-4%

cheaper to staff

What SERVICEMASTER RESTORE's industry actually pays workers in Nebraska, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

Franchised outlets in Nebraska · FDD Item 20-2 over the disclosed window
Fiscal yearFranchisedCompany-owned
2023190
2024180
2025170
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