SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA
Super 8 franchise in Georgia: what the public record shows
Franchisees of Super 8 in Georgia have taken 86 SBA loans in the FY1991–present FOIA files (average $1,313,981). Those approved through FY2020 defaulted at a rate not clearly different from franchise loans made in the same years nationally: 13 charge-offs among 56 resolved loans, where about 9.5 would be expected (1.4×). Super 8's national ratio is 0.6×.
Loans in GA
86
Charged off (all years)
13 of 59
Loss ratio in GA (not clear)
1.4×
Loss ratio nationally
0.6×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| System | Loans in GA | Charged off (all years) | Loss ratio in GA | Units in GA |
|---|---|---|---|---|
| Days Inn | 140 | 11 of 98 | 0.8×NOT CLEAR | — |
| QUALITY INN | 88 | 3 of 45 | 0.6×NOT CLEAR | 98 |
| Comfort Inn | 70 | 6 of 49 | 0.9×NOT CLEAR | — |
| ECONO LODGE | 61 | 3 of 33 | 0.6×NOT CLEAR | 51 |
| Best Western Inn | 60 | 4 of 40 | 0.8×NOT CLEAR | — |
| Hampton Inns | 57 | 3 of 32 | 0.7×NOT CLEAR | — |
| Motel 6 | 49 | 0 of 25 | — | — |
| Country Inn | 45 | 5 of 27 | — | 36 |
| Holiday Inn Express | 43 | 7 of 25 | — | — |
| Red Roof Inn | 42 | 3 of 28 | — | — |
| Baymont Inn & Suites | 40 | 2 of 18 | — | — |
| La Quinta Inn | 39 | 3 of 21 | — | — |
Other systems in Super 8's sector whose franchisees borrowed in Georgia. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing Super 8’s numbers, including talking you out of a bad deal.