FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · NORTH CAROLINA

Super 8 franchise in North Carolina: what the public record shows

Franchisees of Super 8 in North Carolina have taken 65 SBA loans since 1991 (average $1,627,182), and of the 43 loans whose story has ended, 7.0% were charged off — versus 10.4% for Super 8 nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · North Carolinavs national

Loans in NC

65

Resolved

43

Local charge-off

7.0%

National charge-off

10.4%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NC. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Same-sector systems with SBA loan history in North Carolina12 systems

Same sector, same state, same public records — how Super 8 compares to the systems a buyer in North Carolina would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Super 8's numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

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