SBA 7(a)/504 FOIA · FY1991–PRESENT · WISCONSIN
Super 8 franchise in Wisconsin: what the public record shows
Franchisees of Super 8 in Wisconsin have taken 58 SBA loans in the FY1991–present FOIA files (average $975,700). Those approved through FY2020 defaulted at a rate not clearly different from franchise loans made in the same years nationally: 6 charge-offs among 37 resolved loans, where about 6.6 would be expected (0.9×). Super 8's national ratio is 0.6×.
Loans in WI
58
Charged off (all years)
6 of 37
Loss ratio in WI (not clear)
0.9×
Loss ratio nationally
0.6×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WI. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| System | Loans in WI | Charged off (all years) | Loss ratio in WI | Units in WI |
|---|---|---|---|---|
| Americinn | 40 | 4 of 26 | — | — |
| Best Western Inn | 34 | 1 of 24 | — | — |
| Days Inn | 26 | 3 of 19 | — | — |
| ECONO LODGE | 20 | 0 of 13 | — | 12 |
| QUALITY INN | 18 | 0 of 12 | — | 36 |
| Baymont Inn & Suites | 15 | 1 of 9 | — | — |
| Microtel | 14 | 1 of 11 | — | — |
| Comfort Inn | 13 | 0 of 11 | — | — |
| Choice Hotels International | 11 | 2 of 10 | — | — |
| Holiday Inn Express | 10 | 0 of 10 | — | — |
| Motel 6 | 10 | 0 of 8 | — | — |
| La Quinta Inn | 9 | 0 of 5 | — | — |
Other systems in Super 8's sector whose franchisees borrowed in Wisconsin. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing Super 8’s numbers, including talking you out of a bad deal.