SBA 7(a)/504 FOIA · FY1991–PRESENT · UTAH
SUPERCUTS franchise in Utah: what the public record shows
Franchisees of SUPERCUTS in Utah have taken 15 SBA loans since 1991 (average $148,313), and of the 12 loans whose story has ended, 0.0% were charged off — versus 3.1% for SUPERCUTS nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 16 franchised outlets in Utah (fiscal 2025) — about 0.46 per 100k residents.
Loans in UT
15
Resolved
12
Local charge-off
0.0%
National charge-off
3.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = UT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
1,051
statewide, all operators
Per 100k residents
30
national 26.6
Versus the country
+13%
denser
Every business in SUPERCUTS's industry operating in Utah — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$548
Utah, BLS QCEW 2025
National average
$698
same industry, all states
Versus the country
-21%
cheaper to staff
What SUPERCUTS's industry actually pays workers in Utah, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 17 | — |
| 2024 | 16 | — |
| 2025 | 16 | — |
| System | Loans in UT | Local charge-off | Units in UT |
|---|---|---|---|
| Fantastic Sams | 17 | 12.5% | — |
Same sector, same state, same public records — how SUPERCUTS compares to the systems a buyer in Utah would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing SUPERCUTS's numbers, including talking you out of a bad deal.