SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA
T-Shirts Plus franchise in Florida: what the public record shows
Franchisees of T-Shirts Plus in Florida have taken 5 SBA loans since 1991 (average $94,080)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 22.2% is the better guide.
Loans in FL
5
Resolved
5
Local charge-off
thin
National charge-off
22.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| System | Loans in FL | Local charge-off | Units in FL |
|---|---|---|---|
| THE UPS STORE NON-TRADITIONAL | 179 | 10.3% | 599 |
| Pinch a Penny | 48 | 10.8% | — |
| Once Upon a Child | 21 | 0.0% | — |
| Golf Etc. | 18 | 52.9% | — |
| Naturals2Go | 18 | thin | — |
| Play It Again Sports (Retail Sports) | 17 | thin | — |
| Foot Solutions | 16 | 71.4% | — |
| Batteries Plus Bulbs | 15 | thin | — |
| Athlete'S Foot | 9 | thin | — |
| Cartridge World | 9 | thin | — |
| Deck the Walls | 9 | thin | — |
| HobbyTown | 8 | thin | — |
Same sector, same state, same public records — how T-Shirts Plus compares to the systems a buyer in Florida would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing T-Shirts Plus's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →